Are fireworks banned where you live? Check your insurance policy before you light them

Before you celebrate the Fourth of July holiday, here are a few things to consider:

  • Some cities in Washington state have banned fireworks. If you live in one of those cities and cause a fire with fireworks, your homeowner or renter policy may not cover the loss. Talk to your agent or broker, or read your policy to be sure. 
  • Washington State Patrol has a list of cities that have banned fireworks for personal use, and a list of public fireworks displays. 
  • More fires are reported on the Fourth of July than any other day, according to the National Fire Protection Association.
  • On average, 250 people go to the emergency room every day with fireworks-related injuries in the month around July 4, according to the U.S. Consumer Product Safety Commission (CPSC). The CPSC reports that in 2016, 11,000 people were treated for fireworks-related injuries.

Consumers can get help with their insurance or ask insurance-related questions by calling our consumer advocates at 1-800-562-6900 or contacting us online. We will be closed on July 4, but will re-open at 8 a.m. on July 5.

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