y3beast

Driving your own vehicle for a ridesharing company —Uber and Lyft are the most well-known—has become a popular side gig. Some drivers are illegally using their personal auto policies to insure their vehicles. Rideshare drivers are not covered by their personal auto insurance policies. They are required to have a commercial or rideshare-specific auto insurance policy to cover them while they are driving for profit. In recent years, insurance companies have created products to cover drivers during the different periods – waiting to be hailed, en route to pick up a passenger, and while driving a passenger. Some of those policies are commercial, some of them are hybrid products that are in addition to your personal auto insurance. In addition, Uber and Lyft offer their own coverage for liability for passengers and third parties in the case of a collision. If you are a rideshare driver and file a claim with your personal, non-rideshare auto insurance company for a collision that happene...

Medicare started mailing new cards to beneficiaries in April and will finish mailing them nationwide in a year. In Washington state, beneficiaries will start receiving their replacement cards this July. The cards have a new look but, most importantly, they have unique numbers to replace the Social Security numbers previously used on the cards. Medicare created the new cards to reduce identity theft and fraud. New Medicare card design Ironically, fraudsters are capitalizing on the change to deceive beneficiaries. They may have many details about individuals, often gleaned from social media and other publicly available resources. They sound convincing. The Senior Medicare Patrol (SMP) helps beneficiaries fight back. SMP staff work in communities across the country to teach beneficiaries how to prevent, detect, and report Medicare fraud, errors, and abuse. Here are some Medicare card scams that SMP is seeing: The new Medicare cards don’t cost anything! Scams:  Telling Medicare benef...